Terms of Service

The short version

1. Agreement and acceptance

These Terms of Service (the “Terms”) are an agreement between you and Deal Analyzer, LLC, a Florida limited liability company (“Deal Analyzer”, “we”, “us”). They govern your use of the Deal Analyzer website at dealanalyzer.co, the web application at dealanalyzer.co/app.html (also served at app.southoceanrealty.com), and the emails and support that go with them (together, the “Service”).

You agree to these Terms and to our Privacy Policy by doing any of the following: ticking the “I agree to the Terms of Service and Privacy Policy” box at checkout, ticking the box on the app’s first-run screen, or using the Service. If you do not agree, do not use the Service.

You must be at least 18 years old to buy a paid plan. If you use the Service for a company, you confirm that you have authority to bind it, and “you” includes that company.

2. What the Service is and is not

The Service performs arithmetic on figures you enter, together with state-level average property tax and closing cost data, and produces estimates. Property tax and closing cost figures are state averages, not parcel-level data, and the Service labels them as such. Projections, such as those in the Hold & Exit calculator, depend on growth and exit assumptions you supply and are not forecasts. The Service does not account for income tax.

The Service does not provide investment, tax, legal, accounting, appraisal, brokerage or lending advice. No output is an appraisal, a broker price opinion, a valuation, an offer, or a recommendation to buy, sell, hold or lend. Using the Service does not create any professional, fiduciary, advisory or brokerage relationship between you and us. It is not a substitute for a licensed professional.

3. Your responsibility

You are solely responsible for verifying every figure before you act on it, and for your own decisions. Before you make an offer, take a loan or commit money, confirm property taxes with the county property appraiser, closing costs with the closing agent or title company, financing terms with your lender, and the property’s value with a licensed appraiser or broker.

The Service cannot know about facts you did not enter, and it does not check your inputs for mistakes. A wrong number in produces a wrong number out.

4. Accounts, keys and passwords

• The free calculators need no account. When you buy a paid plan we email a license key to the address you gave at checkout. Entering the key unlocks the paid features in your browser.
• One paid license is for one named person — the person whose email address is on the subscription. It may not be shared with anyone else.
• Keep your license key and any password confidential. You are responsible for everything done with them. If you think your key has been exposed, email [email protected] and we will revoke the key and set you up with a replacement.
• You may set a password in the app so you can sign in without typing your key. If you forget the password, you can reset it by entering your license key. If you have lost the key as well, we can re-send it to the email address on the account. We cannot recover a password, because we never store it.
• We may revoke a key that appears on an unreasonable number of devices.
• Keep the email address on your account current. It is where we send license keys, billing notices and notices under these Terms, and it is how we confirm that a request about the account is really from you.

5. Plans, billing, renewal and cancellation

Plans

The current feature list for each plan is on the pricing page. Prices are in US dollars and do not include any tax that Stripe may be required to collect.

Billing

Paid plans are billed in advance, monthly or yearly depending on the plan you choose. Payment is taken by Stripe, our payment processor. You can pay by card, Link, Cash App Pay, Klarna or bank transfer where Stripe offers them. Your card and bank details go to Stripe and never reach us.

Automatic renewal

Paid plans renew automatically at the end of each billing period, at the price shown when you subscribed (or as changed with notice under “Price changes” below), until you cancel. The email that delivers your license key restates your plan, that it renews automatically until you cancel, and how to cancel.

Cancellation

You can cancel at any time from “Manage plan” in the app, which opens the Stripe customer portal. When you cancel, you keep access to the end of the period you have already paid for, and you are not charged again. Questions about your plan: [email protected].

Price changes

If we change the price of your plan, we will give you at least 30 days’ notice by email to the address on your account. The new price takes effect at your next renewal after that notice. If you do not want to pay it, cancel before that renewal.

Failed payments

If a renewal payment fails, Stripe may retry it. If the payment cannot be collected, your paid access ends. The free calculators stay available.

6. Refunds

If you are not satisfied, email [email protected] within 30 days of your first payment and we will refund that payment in full. Renewal payments are not refunded, but you can cancel at any time and keep access to the end of the period you have paid for. Nothing in this section limits any refund rights you have under applicable law.

7. Acceptable use

You may use the Service for your own analysis of real estate and business deals. You may not:

• share your license key or account with anyone else, or let more than one person use one license;
• resell, sublicense, rent, lease or redistribute the Service or any part of it, or offer it to others as a service;
• bypass, disable, tamper with or interfere with the license check or any other security or access control, or help anyone else do so;
• copy, modify, reverse-engineer or make derivative works of the Service, except to the extent the law lets you do so regardless of this term;
• use automated tools to scrape, overload or probe the Service or its license server;
• use the Service to break any law or infringe anyone’s rights; or
• remove or alter any disclaimer, notice or branding in the Service or in a report it produces.

Doing any of these ends your license immediately, without a refund.

8. Intellectual property

The Service is ours. Its code, design, calculators, text and branding belong to Deal Analyzer, LLC and are protected by copyright and other laws. We give you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service under these Terms. We keep every right not expressly granted here.

Your deal data is yours. The figures you type, the properties you save and the reports you generate belong to you, and we claim no rights in them. They are stored in your own browser and are never sent to us. Because they live only on your device, clearing your browser data deletes them and we cannot recover them. Keep your own copy of anything you need — a PDF report, for example.

If you send us feedback or suggestions, we may use them without any obligation to you.

9. Availability and changes to the Service

We work to keep the Service available, but we do not promise that it will be uninterrupted or free of errors. We may change, add or remove features, and may update the state-average data and default assumptions, at any time. If we discontinue a paid feature you rely on, or the Service as a whole, we will tell you by email. Changing or removing a feature does not entitle you to a refund; if we discontinue the Service, Section 12 says what happens to any period you have prepaid. We may suspend access when we need to protect the Service or comply with the law.

10. Disclaimer of warranties

The Service is provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any warranty of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement. We do not warrant that any figure the Service produces is correct, that the Service will meet your needs, or that it will be available at any particular time.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you. Where that is the case, these exclusions apply only to the extent permitted by law.

11. Limitation of liability

To the fullest extent permitted by law:

• Our total liability to you for all claims arising from or related to the Service or these Terms, whatever the legal theory, is limited to the greater of (a) the fees you paid us in the 12 months before the claim, or (b) $100.
• We are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, lost revenue or lost data.

Some jurisdictions do not allow certain limitations or exclusions of liability, so some of the above may not apply to you. Where that is the case, these limitations apply only to the extent permitted by law.

12. Termination

You may stop using the Service at any time, and you may cancel a paid plan as described in Section 5. We may suspend or end your access if you break these Terms, if your payment cannot be collected, or if the law requires it. If we end your access because you broke these Terms, no refund is owed. If we discontinue the Service, or end your access without cause, we will refund the unused part of any period you have prepaid.

Sections 2, 3, 8, 10, 11 and 13, and any other term that by its nature should survive, continue to apply after your access ends.

13. Governing law and disputes

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute arising from or related to the Service or these Terms must be brought exclusively in the state or federal courts located in Florida, and you and we each consent to the jurisdiction of those courts. Either party may instead bring an eligible claim in a small-claims court. These Terms contain no arbitration clause and no class-action waiver.

Before starting a formal dispute, please email us. Most problems can be sorted out in a few messages.

If any part of these Terms is found unenforceable, the rest stays in effect. If we do not enforce a term on one occasion, we may still enforce it later. These Terms and the Privacy Policy are the whole agreement between you and us about the Service. You may not transfer your license or this agreement to anyone else; we may transfer it to a successor of the business.

14. Changes to these Terms

We may update these Terms. When we do, we post the new version, with its effective date, at dealanalyzer.co/terms.html. For material changes we email subscribers at least 30 days before the new version takes effect. If you keep using the Service after the effective date, you accept the new Terms. If you do not agree with them, cancel before then.

15. Contact